Estate Can Sue to Enforce Waiver of 401(k) Benefits

The recent U.S. Third Circuit Court of Appeals case involved an lawsuit by a decedent’s estate against an ERISA plan administrator and the decedent’s ex-wife, who was beneficiary as beneficiary of her ex-husband’s 401(k) plan, seeking a declaration that the decedent’s estate was entitled to the funds in the 401(k) account because of a waiver signed by the ex-wife as part of a property settlement upon divorce.  The court ruled that the district court’s grant of summary judgment to the defendants was: 1) affirmed in part, since the plan was required to distribute the funds to the ex-wife as the named beneficiary; but 2) reversed in part, because the estate could bring an action against the ex-wife to enforce her waiver and recover the disputed plan proceeds.

Even though the result was favorable to the estate, it was not without significant cost.  It is crucial to remember to change beneficiary designation for retirement accounts and life insurance after a divorce.  Click “Continue Reading” for the text of the ruling.

ESTATE OF KENSINGER v. URL PHARMA INC

ESTATE OF William E. KENSINGER, Jr., Appellant, v. URL PHARMA, INC.; Adele Kensinger.

No. 10

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IrishCentral.com reaches one million unique visitors (IrishCentral)

The leading Irish American website IrishCentral.com has surpassed one million web visits in March, according to Google Analytics. Over the past twelve months, the fast growing Irish Diaspora website has attracted over 10 million visitors. The site was founded in March 2009.

“This is a huge milestone for us,” said Niall O’Dowd, founder and CEO of IrishCentral LLC. “Less than 5% of the sites on the Internet ever reach that number and this demonstrates the power of the 70 million people of Irish descent in America and globally to stay in touch with their Irish roots.  We are now the largest Irish Diaspora site by far and we expect to reach the 2 million unique visitors in the next twelve months given our huge growth and doubling of traffic in the last year.”

O’Dowd stated that the Diaspora and IrishCentral were made for each other. Now the Irish worldwide can access Irish news and information on the Internet in a way that was impossible, just a few years ago.

“I am delighted that every day we have significant numbers in Ireland itself, Britain, Canada, and Australia as well as our core audience here in the US” he said.

“I would like to thank out dedicated staff for all their hard work and our outside investors and advertisers who stood by us when this was just a vision and helped make this all possible.”

Joe Pennisi, Co-Founder and digital media strategist added “It has been a great opportunity to be part of such a wonderful project. I am especiall

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Clear your debts by choosing the best debt relief companies

You may have thought of seeking help from a debt relief company in order to eliminate your debts. Do not make a hasty decision in choosing a debt relief company. This is because most debt relief companies charge a fee for their services and you should make proper full utilization of your money by selecting the right company. Moreover, you can become a victim of debt relief scam if a legitimate and efficient company is not selected. This article attempts to help you in choosing the best debt relief companies so that you can become debt free.

How to choose the best debt relief companies

Debt relief companies can be helpful in liberating you from debts. However, you have to choose the right company for that. Given below are tips to select the best debt relief companies.

1.) Conduct adequate research – To get the best debt relief service, you have to give a bit of effort and research about debt relief companies. You can start by looking at the yellow pages. You’ll get names of different debt relief companies there. You can then research about those companies on the Internet and acquire more information about them. Full Post…

Duns Lookup: Find Your DUNS Number in 3 Simple Steps

Did you know the most widely used identifying number for businesses in the U.S. is the DUNS Number?

The Data Universal Numbering System (DUNS Number) consists of a nine-digit number that is unique to each company registered. More than 50 global, industry, and trade associations recommend and/or require that businesses have one.

Here are three simple steps to look up your DUNS Number and how to obtain one if your company is not listed.

Step 1

Go to the Dun and Bradstreet code lookup web site and enter your business name, city, and state in the search box and then click on the next tab.

Keep in mind you can always click on the Live Chat Online tab if you need additional help or have specific questions.

Step 2

Click on the tab that you believe is a close match to your company name so you can request access to your Dun and Bradstreet credit file.

Now if your company does not show up in the search results than most likely you’re not listed with DNB, so the next step would be to get a DUNS Number.

Keep in mind that if you’re company moved at one point you may see the previous city and state listed so make sure you keep an eye out for this as well.

Step 3

If you do find a match then the next step is to request access to your file. To

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